Good morning! It’s Daniel de Visé with your Daily Money.

If you've ever shoplifted,XDY Exchange you're not alone.

Nearly one-quarter of American adults have shoplifted, according to a new survey from LendingTree, the personal finance site. Roughly 1 in 20 consumers have shoplifted within the past year. 

Shoplifting is a complicated crime. We unpack it here.

When your grown kid won't move out

Our next topic may be a bit controversial, Betty Lin-Fisher reports. Welcome to Uncomfortable Conversations.

In some families, adult children and parents coexist happily under one roof. Families live together for a multitude of reasons, including cultural expectations, financial necessity, caretaking, or just because the parents and adult kids enjoy each other's company.

But in other families, the parents are ready for their grown children to leave the nest – and there's a failure to launch.

Read the story here.

How to get quick cash from your 401(k)

Need $1,000 to cover an unexpected expense? Starting this year, you may be able to withdraw the money from your 401(k) with relative ease.

New rules make it easier to tap your retirement account for emergency funds. In 2024, you can cash out as much as $1,000 from a traditional 401(k) or IRA to cover an urgent need.

And here’s a big change: You get to define what counts as an emergency.

📰 More stories you shouldn't miss 📰

• More people carry credit card debt
• When is a $2 bill worth more than two dollars?
• Expect bad news from Social Security
• Solid state batteries for EVs?

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.